Last Updated: [January 2026]
Welcome to David Kilpatrick Financial. By accessing or using our website, services, or communications, including SMS/text messaging, you agree to be bound by these Terms of Service ("Terms").
If you do not agree with these Terms, please do not use our services.
David Kilpatrick Financial provides financial education, mortgage-related services, real estate guidance, insurance referrals, and related consumer financial information. We do not guarantee loan approval, interest rates, or financial outcomes.
All services are provided for informational and educational purposes unless otherwise stated in writing.
By submitting your phone number, email address, or other contact information through our website, landing pages, forms, or advertisements, you expressly consent to receive communications from David Kilpatrick Financial, including but not limited to:
Message frequency may vary.
SMS Disclosure (A2P Required)
Consent is not a condition of purchase.
You may opt out of SMS communications at any time by replying STOP to any message. After opting out, you will no longer receive SMS messages unless you re-subscribe.
You may also contact us directly to request removal from email or phone communications.
We respect your privacy. Your information will be used in accordance with our Privacy Policy, which explains how we collect, use, and protect your personal data.
We do not sell consumer personal information or phone numbers to third parties for marketing purposes.
Please review our Privacy Policy for additional details.
Information provided by David Kilpatrick Financial does not constitute legal, tax, or financial advice. You should consult appropriate professionals before making financial decisions.
By using our services, you represent that you are at least 18 years of age and legally able to enter into binding agreements.
David Kilpatrick Financial shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of our website, services, or communications.
Our website and communications may reference or link to third-party service providers (lenders, insurance providers, real estate professionals). We are not responsible for the actions, policies, or services of third parties.
We reserve the right to update or modify these Terms at any time. Updates will be posted on this page with the revised effective date.
Continued use of our services after changes constitutes acceptance of the revised Terms.
If you have questions about these Terms or our communications policies, please contact us:
David Kilpatrick Financial 📧 Email: glenda@davidkilpatrickfinancial.com 📞 Phone: 678-212-5506 🌐 Website: https://www.davidkilpatrickfinancial.com
